To be considered a legal driver in the state of Illinois, you must have insurance for the vehicle. It is necessary to not only have coverage for the vehicle, but for each individual driver. Insurance is not a blanket offering for the vehicle with anyone holding the ability to drive it and remain covered. While there are some variations based on coverage, generally speaking every driver of the vehicle needs to be on the policy. So, if you have a youngster who is looking to begin driving, you will need to add them to your coverage. Of course, not all drivers and not all vehicles require the same kind of coverage, which is why Beaird Insurance Agency, is here to assist you in finding the perfect kind of auto insurance coverage for your particular needs.
The state of Illinois is a no-fault state. If you are new to the state or to the term, this means identifying the individual who is at fault is not an issue. Now, often times in the event of an accident, a police officer may write a ticket to an individual who caused the accident. However, this does not have an impact on insurance coverage. You will find many Midwestern and Northeastern states are no-fault auto insurance states due to the ice and winter road conditions. Slipping on ice does happen, which can increase the chance of an accident. At Beaird Insurance Agency, we can help you find the best no-fault auto insurance for your particular driving needs.
Whether you currently have auto insurance and are shopping around for better rates, or you want to adjust your insurance to better fit your current vehicle and family condition, we at Beaird Insurance Agency, are here to help. Give us a call or email us for any questions and comments. We are here to assist all your auto insurance needs.